Covid 19




Tax favored solutions to help you

spend and save! A win-win for both employers and their employees. 

The shift towards consumerism in healthcare continues to drive widespread adoption of consumer directed healthcare accounts, but the account mix is shifting. FSAs have long been the flagship for tax favored accounts, however as employers continue to focus on reducing healthcare costs, widespread adoption of HSAs and creatively designed HRAs are in full swing! 

Our SmartCare platform aggregates all of these service account options in one place and gives you the flexibility and personalized service that you deserve and only a trusted partner can bring. 

Flexible Spending Account



A cafeteria plan that allows employers to offer money-saving, tax-advantaged benefits to their employees.

Health Reimbursement Account (HRA)

Keep up with health plan changes by pairing yours with an HRA.

Health Savings Account



A savings account for eligible health expenses that offers tax savings and investment opportunities.


Transportation & Parking


Money-saving transit and parking options for your commuters. 

Retiree Health

Reimbursement Exchange


Customized retiree group-to- individual health benefits transition assistance. 



BCC knows the HR world is complex. Alleviate the pain HR professionals experience with benefits enrollment, administration and compliance with TotalWorks, a modern HR solution combining the expertise of a dedicated customer service team with powerful benefits administration technology. It’s the application that consolidates all BCC a la carte solutions in one place for ease-of-use and cost-savings!

The Power of One: One Card, One Online Portal & One Mobile

We make managing your reimbursement benefits accounts simple by providing you one benefits card, one online account, and one mobile app for everything!  In real time, you can securely view account balances and activity, set up email, text and push notifications, upload documentation for claims submission, and run reports from anywhere, anytime.  

Smart and Stacked Benefits Card

Whether you have an FSA, HSA, HRA, Dependent Care, Commuter, Transportation account or all of them, SmartCare’s Benefits Card is all you need. It smartly knows from which account to pull and tracks reimbursements automatically. SmartCare has the ability to easily implement custom benefits card authorization rules and auto-substantiation to increase efficiencies, and keep costs in check, all while improving the participant experience.

Education and Tools

SmartCare provides you with a plethora of tools, educational materials and resources to assist you in making your benefit choices, manage your accounts and maximize your financial wellness experience. These include: savings and tax calculators, account type comparisons, training and product videos, and much more! 

Customer Contact

Sometimes a person just needs help. SmartCare makes it easy to get the help you need when you need it. Ask Emma! Your 24/7, voice activated assistant or call our customer service center to speak to a live operator.  

FSA and HSA Store

As part of your SmartCare offering, the is everything flex spending with zero guesswork. It’s both the largest online marketplace for guaranteed FSA-eligible products and an educational resource that you can actually understand. It helps millions of flexible spending account holders manage and use their FSAs and save on more than 4,000 health items using tax-free health money.

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Since 1983, BCC has been a leading provider of solutions connecting Human Resources, Benefit Management, Specialty Administrative Services and Private Benefit Exchanges. We invest in the latest technology and infrastructure to exceed industry demands and to help us engineer a solution that will enable our clients to make better decisions.

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