What this means to you
HIPAA Special Enrollments (adding/dropping dependents due to life events such as birth, marriage and divorce)
Our system is built according to current plan rules. To accommodate the extended period to request a special enrollment, the Employer should submit a request to the Enterprise Service Team at EnterpriseService@BenXcel.com.
Extended Deadlines of Qualifying Event Notices and COBRA Elections
BCC will honor any notices from qualified beneficiaries and COBRA elections for coverage received during the Outbreak Period that would otherwise be deemed late.
COBRA Premium Payments
Pursuant to the Final Rule, BCC will not terminate COBRA participants for non-payment of premiums during the Outbreak Period. Rather, we will provide the Employer a list of COBRA participants that are in arrears at the end of each month. The Employer will be the responsible entity (in conjunction with their broker and/or consultant) to discuss with their applicable carriers appropriate protocols to accommodate this new ruling. The Employer will need to advise BCC if and when to terminate the COBRA participant’s coverage. The Employer can communicate this directive though the Enterprise Service Team at EnterpriseService@BenXcel.com.
To learn more, as well as view the examples provided by the Agencies, please review the attached Compliance Alert.